"As Australians we are lazy. We waste money by letting our Banks and Super funds rip us off".

"Although the Australian economy and indeed our stock market was effected by the 2008 Global Financial Crisis, we where in many ways insulated by the strength of China.

"Supply and demand dictates prices. With the demand for residential properties rising within Australia due to a housing shortage coupled with demand from overseas rising, property prices are likely to rise further.

"Super Rules are always being changed. It is not going to get any cheaper nor will the tax rate be as low as it is now".

"As per usual in an election year both side of politics talk about Negative Gearing and do nothing."

"Hot spots that aren't so hot. Try always look for steady growth, rather than timing a "hot" market".

"It must be an election year. Time for talk from both sides about negative gearing and more often than not, zero action of consequence".

The old analogy states: When America sneezes, we get a cold!

For the tenth year in a row the Australian sharemarket has underperformed most of its global sharemarket peers, ranking 37th out of 73 global exchanges.