Australia is the world’s most indebted country and more older Australians will now retire with a mortgage debt than ever before, a new report shows.

If you’re on the hunt for a property – particularly your first – it seems only natural to turn to family and friends for advice.

Lots of talk from the Government on both sides regarding housing affordability.

Official interest rates are at historic lows and it seems unlikely that they are going to be increasing in the near future. 

"You have to get more money out than you put in. Otherwise there is no point to super,"

The premise of superannuation relies on trust in the system and trust in the government to protect Australia’s primary savings vehicle. 

Options for older house owners to tap into equity in their homes through reverse mortgages have more than halved in the past 12 months but that could be about to change.

Imagine a $2.1 trillion pile of private savings that is the result of government policies and receives hefty tax breaks, but has no clear objective enshrined in law.