Global investment fund managers have tipped portfolio returns to fall to about half their long-term average over the coming years and are warning investors of the perilous hazards of taking on more risk to recoup the shortfall.

The federal government has made significant changes to its superannuation package, including dumping plans for a backdated, lifetime cap of $500,000 on non-concessional contributions, in order to win over the back bench and ultimately, the Senate.

Australians have always had an affinity with property ownership and investment, and when you look at the statistics, it’s not hard to see why.

Is your Financial Advisor or your Fund Manager taking any actions to protect your funds? And if not, why not?

The Australian sharemarket suffered its worst day since the Brexit vote, with nearly $35 billion in value wiped off the board after global financial markets were hit hard by fears a September US rate rise is on the horizon.

"At a time when Australia needs to desperately replace the growth in our economy that had come from the mining industry, it appears "reckless" to pamper with the construction industry that is providing growth".

"The length of time that we will be in retirement for, has significantly changed in a very short period of time. 

"What could this mean for you?"

"The below is an admittance that banks indeed have something to "crackdown on".